FinX features and pricing
FinX tracks income, expenses, budgets and savings goals on Android and on the web. Use it free on your phone, add FinX Pro for more features, or connect the app to your own server. This page lists what each option includes.
Three ways to use FinX
| Mode | Where your data lives | Cost | Web app |
|---|---|---|---|
| Local mode | Only on your phone | Free | No |
| Managed hosting | On the FinX server at myfinx.app, run by IT-BAER | FinX Pro | Yes, at myfinx.app |
| Self-hosted | On your own server | Free, you run the server | Yes, on your server |
You choose the mode when you set up the app. Local mode needs no account. Managed hosting and self-hosting sync your data between the Android app and the web app.
Free and Pro at a glance
| Feature | Free | FinX Pro |
|---|---|---|
| Transactions with categories, sources and targets | Yes, up to 5 categories | Yes, unlimited categories |
| Search and filters | Yes | Yes |
| Budgets and savings goals | Yes | Yes |
| Reports | Monthly | Weekly, monthly, yearly and all time |
| Home-screen widgets | 3 widgets | 3 widgets |
| Dark mode and Material You | Yes | Yes |
| Colour palettes | Default palette | 5 palettes |
| Custom card layout | No | Yes |
| Recurring transactions with reminders | No | Yes |
| Vendor rules and automatic category | No | Yes |
| Transactions from bank notifications | No | Yes |
| Location reminders | No | Yes |
| Receipt scanning | No | Yes |
| Voice entry | Yes | Yes |
| AI chat about your spending | With your own API key | Also included on managed hosting, 10 messages a day |
| Backup export and import (JSON) | No | Yes |
| Bank Sync (SimpleFIN) | No | Managed hosting only |
| Web app at myfinx.app | No | Yes |
Note: AI features (receipt scanning, notification and voice parsing, AI chat) stay off until you accept the AI data consent in the app. See Privacy and security.
Price and free trial
FinX Pro costs 5.99 EUR a month or 59.99 EUR a year. New subscribers get the first 7 days free. You subscribe in the Android app through Google Play and can cancel anytime in Google Play.
The web app at myfinx.app needs an active FinX Pro subscription. Create your account in the Android app first, then sign in on the web with the same account.
What you get when you self-host
When the Android app is connected to your own server and you are signed in, it unlocks the Pro features that run on the phone: all report ranges, colour palettes, custom card layout, location reminders, notification automation and backup export.
Features that need the server depend on your server:
- The web dashboard, sharing, recurring transactions, vendor rules and goals work without a subscription.
- Bank Sync is not available on a self-hosted server.
- Server AI features need your own OpenRouter API key and are limited to admin accounts unless you allow all users.
The self-hosting guide explains the installation step by step.
Requirements
- Android 11 or newer.
- 10 languages: English, German, Spanish, French, Italian, Dutch, Polish, Portuguese, Russian and Chinese.
- Get FinX on Google Play.